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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Mendenhall Home Team, a proven Portland, Beaverton and West Linn, Oregon NUMBER1EXPERT™ Top Selling real estate agents.
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School Reports in Portland, Beaverton and West Linn, Oregon

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	Where was the famous final airport scene in the 1942 classic "Casablanca" filmed?
A	The scene where Humphrey Bogart says goodbye to Ingrid Bergman was actually shot on the east side of the Van Nuys Airport.
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The Mendenhall Home Team, REALTOR®, real estate agents and broker for Portland, Beaverton and West Linn, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

David & Victoria of The Mendenhall Home Team
Keller Williams Realty Integrity Group
8305 SW Creekside Place
Beaverton, OR. 97008
Office Direct: 503.694.5923
David Direct: 503-730-0150
Victoria Direct: 503-730-7320
Fax: 503-694-5219
David's Email: Mendenhalls@PortlandJustListed.com
Victoria's Email: Victoria@Mendenhalls.com
What separates excellent Realtors from average Realtors? It is core values that support and carry out each promise and proposed action. Without these, promises and actions have little value.
If you are looking to receive the finest in Real Estate Services, interview us and compare. We stand ready to accompany your move with genuine care and emphasis on service. Our promise? We will do what is Best for You!

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